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Professional Indemnity

Professional Indemnity Insurance covers you against claims from your clients if any advice or a service you’ve provided causes them to lose money. Although it’s not mandatory for all types of business, many industry bodies’ regulatory requirements state that many business sectors require PI insurance, including accountancy, engineering and surveying. Professionals working on a contract basis – such as management consultants, business consultants and IT contractors – will almost certainly need PI insurance in order to be awarded a contract.

P.I insurance usually covers the legal costs required to defend you – you will need to provide legal representation, even if you’ve done nothing wrong. If you lose your case, it can help cover any compensation payments too.

No matter how many years experience your firm may have, there is always the possibility that you (or a member of your team) could make a mistake. Professional Indemnity insurance covers a wide range of possible occurrences, including:

  • Unintentional breach of copyright and/or confidentiality
  • Professional negligence (e.g. making a mistake when completing work for a customer)
  • Loss of documents or data
  • Loss of goods or money (whether they belong to you, or you’re responsible for them)
  • Libel and Defamation

Get in touch with a member of our team today, call us on 01457 601126 or fill in our quote form and a member of our team will be in touch with you as soon as possible.


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